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Section 3:
Debt Collection Terms & Definitions - 15 USC 1692a

Section 4:
3rd Party Contact and Information Gathering Rules - 15 USC 1692b

Section 5:
Collection Calls & Communication Rules
15 USC 1692c

Section 6:
Harassment and Abusive Collection Tactics
15 USC 1692d

Section 7:
False & Misleading Tactics
15 USC 1692e

Section 8:
Unfair Collection Practices
15 USC 1692f

Section 9:
Validating Debts after Initial Notification
15 USC 1692g

Section 10:
Debt Payments Applied to Accounts
15 USC 1692h

Section 11:
Where Collectors must file lawsuits
15 USC 1692i

Section 12:
Deceptive Collection Letters and Forms
15 USC 1692j

Section 13:
Civil Liability for violations of the FDCPA
15 USC 1692k

Administrative Enforcement
15 USC 1692l

Reports to Congress
15 USC 1692m

Relation to State laws
15 USC 1692n

Exemption for State Regulation
15 USC 1692o

Exception for Bad Check Enforcement
15 USC 1692p

Effective Date

Endnotes

Legislative History

Amendments

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Fair Debt Collection Practices Act § 812.
Furnishing Certain Deceptive Forms
[15 USC 1692j]

(a) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating.

(b) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 1692k of this title for failure to comply with a provision of this subchapter.


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